Financial Planning

We believe Financial Planning should be based on your goals and your "investment comfort zone."  

We believe Financial Planning should be based on your goals and your "investment comfort zone." 

Overcome your fears

In our experience many people fail to plan for one of these four reasons

  • They fear the unknown
  • They see the size of the task too large
  • They think the cost of planning may be too high
  • They are starting too late – what’s the use

Get the help you need to quantify specific goals

We have developed cost effective packages to help coach you through the planning process and create a path of success. Whether you are just beginning in life’s journey or have traveled far, these planning packages provide access to a planner without having to worry about being billed for extra time for questions you may have.

Our goal is to provide financial planning services not just to those who can afford it, but
to those who can benefit the most from the planning process.

Here is a link to a 3-question quiz to help you choose the package that is right for you.

Foundation Package

This package creates a comprehensive financial plan developed and implemented over time.

We know the time commitment for collecting data for a financial plan often causes stress on a busy life schedule. So, we have divided the planning process into modules that allow you to choose the order of issues to work on beginning with the most important to you. We structure what we work on to match your desired pace. The first step is to help you establish a financial base. Over time a complete financial plan is developed that fits your life goals.

We help you clarify your values, priorities and beliefs; then guides you in defining your unique version of “the rich life.” If you are among those disillusioned with the results of using your life to make money, you will find the opposite mind set of using
your money to make a life to be both liberating and compelling. Together, we will answer the question—what will bring meaning and purpose to your financial life?

We will help you identify and prioritize funding goals such as the purchase of a home, funding a wedding and honeymoon, planning for a family, college education funding and funding a destination vacation or whatever you choose.

This package is an ongoing financial planning engagement with the fee locked in for a 2-year time period.

Coaching Package

This package is designed to help you build your financial base.

It is a one year program designed to help you:

  • Develop a budget – identify how you are presently spending your money
  • Develop a spending plan – identify how you can best utilize your money
  • Develop a statement of financial position – create a score card to measure progress
  • Develop a strategy to manage and pay off debt
  • Establish an emergency reserve – a safety net to weather financial mishaps
  • Establish spending policies to help save for financial goals such as retirement, buying a home, taking a vacation, planning a wedding, having children
  • Evaluate your employee benefit package and discuss how best to use the benefits.

Comprehensive Package

This package creates a comprehensive financial plan developed over 12-weeks.

We understand that you'd like some professional help aligning your life goals with your values and beliefs and finances.

We help you clarify your values, priorities and beliefs; then guide you in defining your unique version of “the rich life.” If you are among those disillusioned with the results of using your life to make money, you will find the opposite mind set of using your money to make a life to be both liberating and compelling. Together, we will answer the question—what will bring meaning and purpose to your financial life?

We will develop a comprehensive plan for your retirement years and develop a strategy for your legacy. We will answer
the question – who will get what and when? If you are so inclined, we will include a plan for charitable giving.

We will investigate the most appropriate strategy for claiming Social Security benefits, create a tax efficient strategy for retirement distributions, develop scenarios for dealing with unforeseen health care expenses. We will look at the goal of not being a burden on your family as you age, and aging in place, that is staying in your home as long as possible.

This package was developed as a onetime engagement. If you wish to continue an ongoing relationship that option is available.